@extends('layouts.app') @section('title', 'Record Savings Collection') @section('page-title', 'Record Savings Collection') @section('content')
Savings Collection Rules

Only RD (Recurring Deposit) accounts allow collections. Here's why:

RD (Recurring Deposit)
Regular installments (daily/weekly/monthly)
Collections Allowed
FD (Fixed Deposit)
One-time lump sum deposit
No Collections
MIS (Monthly Income)
One-time deposit, only payouts
No Collections
Record RD Collection
@if($savings->isEmpty())
No RD accounts available for collection.

Only active RD (Recurring Deposit) accounts with pending installments can have collections.
FD and MIS accounts are created with a one-time deposit and don't require collections.

Create New RD Account
@else
@csrf
@error('saving_id')
{{ $message }}
@enderror Select an RD account to view its collection schedule
Select a due date above to auto-fill, or enter custom amount @error('amount')
{{ $message }}
@enderror
@error('collection_date')
{{ $message }}
@enderror
@error('payment_method')
{{ $message }}
@enderror
Cancel
@endif
Why Only RD?
RD (Recurring Deposit)
  • Customers deposit regular installments (daily/weekly/monthly)
  • Each installment is collected separately over time
  • Collections are tracked against a schedule
  • Interest calculated on cumulative deposits

Example: ₹5,000/month for 12 months = 12 collections

FD & MIS
  • FD: One-time lump sum deposit at account opening
  • MIS: One-time deposit, customer receives monthly interest payouts
  • Both are created with full principal amount
  • No recurring collections needed

Example: ₹1,00,000 FD = 1 deposit at opening, no further collections

@push('scripts') @endpush @endsection